North Carolina Lottery Information (2024)

The North Carolina Education Lottery supports great causes while giving players the chance to strike it rich! Check this page for the latest Lottery information and news, including the draw schedule and how to claim prizes if you're lucky enough to win.

The NCEL was created in 2005, making it one of the newer lotteries in the country. Under state law, all net proceeds - over $8 billion and counting - directly support local education, including building schools and providing financial aid for college and Pre-K for at-risk children.

Current lottery games include: Powerball - Mega Millions - North Carolina Cash 5 - Pick 3 Evening - Pick 3 Midday - Pick 4 Evening - Pick 4 Midday - Lucky for Life.


Buying Lottery Tickets

Pick 3, Pick 4 and Cash 5 aren't currently available to players who don't live in the United States. You can still take part in Powerball and Mega Millions though! Visit the Tickets page to learn more.

North Carolina Drawing Schedule

View the timetable for all the exciting NC games so that you never miss a drawing - there are chances to win every day of the week:

GameDraw DaysDraw Times*Ticket Sales Close At*
PowerballMonday, Wednesday & Saturday10:59 PM9:59 PM
Mega MillionsTuesday & Friday11:00 PM10:45 PM
Lucky for LifeDaily10:38 PM9:30 PM
Pick 3Daily3:00 PM & 11:22 PM2:45 PM & 10:59 PM
Pick 4Daily3:00 PM & 11:22 PM2:45 PM & 10:59 PM
Cash 5Daily11:22 PM10:59 PM
*Times are shown in EST.

Game Information

North Carolina residents can play Powerball and Mega Millions as well as a host of in-state games.

Pick 3

Pick 3 features two draws every day where you can win cash payouts of up to $500. There are a variety of fun play types to try your luck on. Just choose three digits between 0 and 9 and pay $0.50 or $1 to play. The Fireball option is also available, providing more ways to win. With Fireball, an extra number is drawn and this can be used to replace any of the drawn numbers. It significantly improves the odds of winning and you just need to mark the box to add it on.

Pick 4

Pick 4 offers a day and evening draw seven days a week for a shot at prizes of up to $5,000. To start playing, simply select four lucky numbers from 0 to 9, choose a play type, and wager $0.50 or $1. Add the Fireball and you will be able to swap out any of the winning numbers for the Fireball number that is drawn. This creates lots more winning combinations, although the cost of playing is doubled.

Carolina Cash 5

Cash 5 is a daily draw game with a minimum jackpot of $100,000 that rolls over until someone wins! Tickets cost $1 per line and players simply choose five numbers from 1 to 43 - match 'em all to snap up the top prize. Add the Double Play and EZMatch add-ons for more ways to win.

Other NC Games

If you're looking for some instant gratification, why not try scratch-offs offered by the North Carolina Lottery? You can buy these games from any authorized retailer and instantly get the chance to win a stunning variety of cash prizes.

Another great option are Fast Play games. There are a range of these instant games at different prices; they all print on demand from the terminal and offer lots of great cash prizes or a rolling jackpot you can win on the spot.

Keno is fast-moving game offering cash payouts with draws held every four minutes. Choose how many numbers from 1 to 10 (called Spots) you want to try to match and how much you want to wager - from $1 to $10 per play. In each Keno drawing, 20 numbers out of a pool of 80 will be randomly picked as the winning numbers.

Claiming Prizes

If you won a prize in a draw game, you'll have 180 days from the date of the drawing to claim your winnings. If you won a prize in an instant scratch-off game, you'll have 90 days from the game's date of closure to redeem your prize.

Any North Carolina Lottery prize worth $599 or less can be redeemed at any authorized retailer, while prizes worth between $600 and $99,999.99 can be claimed by mail or at the North Carolina Lottery headquarters. If you're lucky enough to win $100,000 or more, you'll need to claim your prize in person at lottery headquarters in Raleigh.

Won a prize worth more than $5,000? The federal government will withhold 24% in taxes and North Carolina will administer a tax of 5.25%.

If you have questions, contact the Lottery's toll-free customer service number at 1-877-962-7529 from 8am-5pm Monday through Friday. You can also get in touch by email: customersupport@mail.nclottery.com.

Claim a prize by mail

To claim a prize of $600 to $99,999 by mail, you'll need the following documents:

  1. Original signed ticket
  2. Completed claim form
  3. Copy of photo ID with your name, signature and age
  4. Copy of your Social Security card

Mail to:

NCEL
PO Box 41606
Raleigh, NC 27629-1606

Expect delays to claim processing due to high mail volume.

History of the North Carolina Lottery

The North Carolina Education Lottery was established in 2005 through an act of the North Carolina legislature. Its primary goal is to raise vital funding for education from the pre-school to college levels. The lottery began selling Powerball tickets in 2006 and joined Mega Millions in 2010.

In 2014, the North Carolina Lottery teamed up with popular pizza chain Papa John's to offer a scratchcard that gives players the chance to win up to £20,000. In addition to the cash, players could earn a slice of free Papa John's menu items, discounts on orders and the chance to win pizza parties or free pizza for a year.

Today, the North Carolina Lottery sells tickets for in-state and multi-state games to give players a shot at winning great prizes while helping strengthen the state's education system. Currently, nearly $4 billion has been allocated to paying classroom teachers, constructing schools and providing need-based aid to college students. When you play North Carolina Lottery games, everyone in the state wins!

Rules

If you want to play North Carolina Lottery games, you'll need to be at least 18 years old.

North Carolina Lottery Information (2024)

FAQs

How much tax do you pay on a $5000 lottery ticket in NC? ›

The amounts are different for state and federal taxes: If you win $600 or more, the lottery will withhold 4.75% of your winnings for state taxes. If you win $5,000 or more, the lottery will withhold around 24% of your winnings for federal taxes.

Do you have to tell if you win the lottery in NC? ›

“In North Carolina, the law allows a winner of a lottery prize of $50 million or more to opt to stay anonymous for 90 days after they claim the prize. A winner also has 180 days to claim the jackpot.

What happens if you win the NC lottery online? ›

You will receive an email notice stating that your winnings under $600 will automatically be placed in your NC Lottery balance. You may use these funds to purchase more games, or withdraw the funds. If you win $600 up to $99,999, you will receive an email and a pop-up when you sign in instructing you to claim online.

Can lottery winnings be garnished in NC? ›

Lottery Laws

Additionally, lottery winnings in North Carolina are subject to garnishment for payment of past due child support.

Do lottery winnings affect social security? ›

Do lottery winnings count as earned income for Social Security purposes? Lottery winnings are not considered earned income, no matter how much work it was purchasing your tickets. Therefore, they do not affect your Social Security benefits.

How much goes to taxes if I win $1 million dollars? ›

What are the lump sum lottery winnings after taxes? The federal tax on the lottery is determined by the federal marginal rates, which is 37 percent in the highest bracket. In practice, there is a 24 percent federal withholding of the gross prize, plus the remaining tax, based on your filing status.

Can you remain anonymous in NC if you win the lottery? ›

According to the state lottery, a winner of a state-level game who scores more than $10,000 is granted anonymity, but for multi-state games like Mega Millions, the state lottery defers to the game's rules, which say winners can be named publicly.

How long does it take to get lottery winnings in NC? ›

Generally, the deposit should arrive in the account within 2-3 business days. For winners receiving an annuity, the first payment of the annuity will be made electronically the day the prize is claimed. The additional annuity payments will be made annually based on a schedule determined by when the prize is claimed.

How do lottery winners deposit their money? ›

There are three ways to claim prizes $599 and under: visit a Lottery retailer, claim at a Lottery District Office or claim by mail. Option 1: Visit a Lottery Retailer Best Option! Take your winning ticket to a Lottery retailer and the clerk will hand you cash on the spot. Talk about easy!

Has anyone ever won NC Lottery online? ›

January 8, 2024 Posted by NC Lottery at 3:09 PM. For a second time, Vickie Henry of Greensboro won the top prize in one of the lottery's online drawings and on Monday took home a $100,000 prize.

Are lottery tickets cash only in NC? ›

Can I use a credit card to purchase lottery tickets? No. Acceptable forms of payment include cash, check, debit card, and gift card at the retailer's discretion. With Online Play, you can purchase using a debit card, PayPal (using a bank account), Online Banking, Venmo, Apple Pay, and ACH Bank Transfer.

Has anyone ever won the lottery with a ticket purchased online? ›

The 59-year-old's online ticket earned her $50,000, which then increased to $200,000 thanks to the Power Play. Foreman recently visited the Michigan Lottery headquarters for her prize and plans to invest for her retirement.

Can the IRS take your lottery winnings? ›

How Bad Are Taxes Going to Be? Before you see a dollar of lottery winnings, the IRS will take 25%. Up to an additional 13% could be withheld in state and local taxes, depending on where you live.

How much taxes does North Carolina take out of lottery winnings? ›

North Carolina has a flat tax rate of 5.25% on taxable income. Because winnings are considered taxable income, that means that to square it up with the state, your North Carolina gambling winning taxes are that same rate of 5.25%.

Can you form a trust to claim lottery winnings in NC? ›

It is true a NC lottery winner can claim a lottery prize in the name of a trust, but it cannot be a blind trust. This means the winner must disclose the name of the trustee, the grantor and the beneficiaries as winners, too.

How much tax do you pay on a $1000 lottery ticket in Mass? ›

For prizes of more than $600, 5% is withheld and sent to the Massachusetts Department of Revenue. For prizes $5,000 and greater, 24% of the prize is withhel... Does the Lottery send me a withholding statement (W-2)? The Massachusetts State Lottery will provide a withholding statement (W2G) on all prizes over $600.

How much are gambling winnings taxed in NC? ›

“In North Carolina, they don't even care how much you lost if you won money. So, even if you won $100,000, but you lost $100,000, you're going to pay for an 4.5% tax on that $100,000 that you won.

Where can I cash my lottery ticket over $600 in NC? ›

Prizes with a value between $600 and $99,999.99 must be claimed at NCEL headquarters, any NCEL Regional Office, or by mail using a NCEL prize claim form.

What is the federal tax rate on gambling winnings? ›

The majority of states have income taxes, which means that gambling winnings are likely subject to both federal and state taxation. For federal taxes, there are two types of withholdings on gambling winnings: a regular gambling withholding (24% or 31.58% for certain non cash payments) and back withholding also at 24%.

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